Attention homeowners: Real estate appraisal services for in Little Rock and Pulaski County

Here are the top seven reasons why AR homeowners need JCG Appraisals:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a AR property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in AR by determining the true market value of property in question

Do you own a home in or near Little Rock? Do you need help determining the value of your real estate?
Contact JCG Appraisals.

At JCG Appraisals, we understand the special needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At JCG Appraisals, we're veterans in helping consumers just like you delete undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other houses close by. That means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from JCG Appraisals is your strongest weapon.

Recently got a freeze your HELOC?

If your home is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. JCG Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? JCG Appraisals offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.